Definitive Used Car Shopper Checklist

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1. Research & Planning

· Identify desired make and model(s) based on needs, reliability, and budget ^[1]^[2].

· Research fair market value using pricing guides (Kelley Blue Book, Edmunds, etc.)^[3].

· Set a total budget, including:

o Purchase price

o Taxes and registration

o Insurance

o Maintenance and repairs

o Fuel and parking ^[4]^[5]^[6]

2. Vehicle History & Documentation

· Obtain and review the vehicle history report (Carfax, AutoCheck, or NMVTIS)^[7]^[3].

o Check for accidents, title issues (salvage, rebuilt), odometer fraud, recalls, and prior usage (rental, fleet, personal)^[7]^[3].

· Verify the title is clean and in the seller’s name ^[8].

· Review the bill of sale for correct VIN, price, and signatures ^[8].

· Ask for service records and receipts for maintenance and repairs ^[9]^[10].

· Obtain an odometer disclosure statement (required by law)^[8].

· Check for any open recalls using the VIN ^[10]^[3].

3. Inspection & Test Drive

· Inspect exterior: look for rust, dents, mismatched paint, and tire condition ^[11]^[12].

· Inspect interior: check upholstery, electronics, odors, and controls ^[11]^[12].

· Check under the hood: look for leaks, worn belts/hoses, and fluid levels ^[11].

· Test all features: windows, AC, heat, lights, wipers, etc.^[11]^[12].

· Take a thorough test drive:

o Listen for unusual noises

o Check brakes, acceleration, steering, and alignment ^[11]^[12].

· Consider a pre-purchase inspection by an independent mechanic ^[3].

4. Negotiation & Payment

· Negotiate based on vehicle condition, market value, and any issues found ^[1].

· Be cautious of prices far below market value—could signal scams or hidden problems ^[3].

· Use secure payment methods; avoid wiring money or paying in cash without a receipt ^[3].

5. Final Steps

· Confirm you receive all keys, manuals, and accessories.

· Transfer title and registration at your local DMV.

· Obtain proof of insurance before driving away ^[2].

· Keep copies of all documentation for your records.

Quick Reference Table

Step	What to Check/Do
Make & Model	Research needs, reliability, value
Budget	Include all costs, not just purchase price
Vehicle History	Title, accidents, service, recalls
Documentation	Title, bill of sale, odometer, receipts
Inspection	Exterior, interior, under hood, test drive
Mechanic Check	Independent pre-purchase inspection
Payment	Secure method, beware of scams
Finalize Sale	Transfer title, register, insure